4%4% at Dining and entertainment (restaurants, food delivery, streaming, event tickets)Purchase split with a Venmo friend in the app who pays back within 30 days of purchase
Best cards for
Dining & Restaurants
Cards ranked by the rate they earn on dining and restaurant purchases. Cash back and points cards are listed separately, each by the rate the issuer publishes. Always verify rates and terms on the issuer’s website.
Cash back
By the percentage the issuer publishes.
1 2 3%3% at Dining: restaurants, cafes, bars, lounges, fast-food chains, bakeries3 3%3% at Dining at restaurants, incl. takeout and eligible delivery4 3%3% at Restaurants incl. takeout and restaurant delivery (Costco Anywhere)5 3%3% at Full service restaurants, cafes, cafeterias and fast-food6 3%3% at Dining and takeout7 3%3% at Dining: restaurants, cafes, bars, lounges, fast-food chains, bakeries8 3%3% at Dining at restaurants, incl. takeout and eligible deliveryActivate this quarter's 5%9 2%2% at everything else10 2%2% at Dining at restaurants, incl. takeout and eligible delivery
Points and miles
By points per dollar as the issuer publishes it. What a point is worth depends on how you redeem it.
1 7x7x at U.S. restaurants (incl. takeout and delivery)2 6x6x at U.S. restaurants (incl. takeout and delivery)3 6x6x at Restaurants (incl. restaurant delivery services)Citi Nights: Friday and Saturday 6 PM - 6 AM ET only4 5x5x at U.S. restaurants (incl. takeout and delivery)5 5x5x at Dining at restaurants, incl. takeout and eligible delivery6 4x4x at Altitude: Dining, takeout and restaurant delivery7 4x4x at Dining8 4x4x at Restaurants worldwide (global restaurants)9 4x4x at Restaurants worldwide (global restaurants)10 4x4x at Bilt Dining partner restaurantsBilt-linked partner earn; may be Bilt Rewards program earn rather than card earn; unverified for Bilt 2.0
Earn rates shown are for general guidance only and may change. Rankings are calculated from card earn rates only and do not account for annual fees, welcome offers, or personal spending patterns. Always verify current terms on the issuer’s website before applying.